Home Bankruptcy & Debt Relief FAQs How Long Does a Bankruptcy Stay on My Credit Report?

How Long Does a Bankruptcy Stay on My Credit Report?

Credit reporting agencies determine how far back into history they look, so it may be anywhere from 7 to 10 years. However this will not necessarily affect your credit rating for that long, which can begin to improve shortly after you file for bankruptcy. See our section on improving credit score for more information on this.


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