Home Bankruptcy & Debt Relief FAQs Do I Have To List All My Credit Cards?

Do I Have To List All My Credit Cards?

You only need to list the credit cards on which you have a balance. You must list all of your debts on the bankruptcy filing, even debts that are non-dischargeable or secured. Failure to do so constitutes perjury which could result in your discharge being denied.

However, not listing a credit card on your bankruptcy schedules does not mean you will be able to continue using the card. Credit card issuers use a national data base that notifies them when someone has filed bankruptcy, and they routinely cancel cards of those who have filed bankruptcy, whether or not you have an outstanding balance.

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